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Advanced Estate Planning Tools for High-Net-Worth Individuals

Strategies to Consider for Helping Secure Your Wealth and Preserving Your Legacy

Estate planning is a critical aspect of financial management for anyone who is looking to further protect their wealth and ensure their wishes are honored after death. However, the planning process becomes even more intricate for high-net-worth individuals with significant assets to plan for. Because these individuals have accumulated substantial wealth over their lifetimes, they may need advanced estate planning tools to ensure a smooth transition of their assets to the next generation while also minimizing tax liabilities and maintaining financial security.

If you’ve accumulated significant wealth and are in the process of planning your estate, below are several advanced estate planning tools tailored to the unique needs of high-net-worth individuals that may be beneficial to your planning.

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Planning for Retirement as a Couple: Tips for Success

How to Build a Harmonious Future Together

It’s exciting to consider all the possibilities retirement presents, isn’t it? You can go on new adventures, enjoy leisure time, and spend cherished moments with loved ones, too. For couples, it offers a chance to strengthen their bond, pursue shared interests, and embark on a fulfilling journey together. Like any new phase of life, however, meticulous planning will help you create more joy and meaning. In this article, we discuss considerations for planning for retirement as a couple and share strategies you can use to build a harmonious and more financially secure retirement lifestyle.

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Navigating Parent PLUS Loans: Strategies for Repayment and Retirement Planning

Tips to Balance Multiple Priorities and Help Maintain Your Future Financial Security

As college students head back to campus, college financing options are an important topic of conversation for many families, and that includes Parent PLUS loans. These loans are designed to allow parents to support their children in their pursuit of higher education, and they have become a significant financial consideration for many families. As the cost of education continues to rise, parents often shoulder a substantial portion of the financial burden. In this article, we’ll explore the intricacies of Parent PLUS loans, discuss the challenges they pose, and share strategies for repayment and long-term financial planning, including retirement considerations.

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Savvy Strategies to Help Maximize Your Social Security Benefits

Tips to Help Make the Most of Your Benefits and Boost Your Retirement Income

Did you know that, when Social Security was introduced in 1935, it was never meant to serve as a primary source of income in retirement? Rather, it was meant as a safety net for retirees who were lacking sufficient savings. However, in today’s economic landscape, attitudes around Social Security have dramatically changed and too many retirees are overly reliant on these benefits. In fact, Social Security benefits this year represented around 30% of retirees’ income. As you consider your own retirement income plan, remember that you’ll likely need more than one source of income. However, we believe it’s also critical to have a strategy for maximizing your Social Security benefits, and that’s what we’re discussing in this article.

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4 Steps That May Improve Your Retirement Readiness

Guidance to Strengthen Your Preparations for the Future

Planning for retirement requires meticulous preparation, foresight regarding your finances, and a proactive mindset. Regardless of whether you’re at the beginning of your professional journey or nearing retirement age, it is helpful to take measures that bolster your retirement readiness right now. Through prudent decision-making and the implementation of effective strategies, you may pave the way for retirement years that are filled with greater enjoyment, reduced stress, and enhanced financial security. As you plan for retirement, these four steps may help improve your readiness and steer you toward a successful retirement journey.

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Welcome Abbi Rutledge, Client Service Associate

Join us in welcoming the newest member to the Paces Ferry Wealth Team, Abbi Rutledge!

Paces Ferry Wealth Advisors is excited to announce the newest addition to our team, Abbi Rutledge, who has recently joined us as a Client Service Associate.

Abbi joined the Paces Ferry team in May of 2023, and she serves as Client Service Associate. Abbi received her B.A. in History with a minor in Leadership Development from the University of Florida. During her college years, she became certified to teach English as a Foreign Language while living in Italy and spent a semester studying History and Linguistics at the University of Glasgow. Abbi spent her senior year as a member of the University Scholars Program. In this program, she conducted granted research with the Dean of the College of Liberal Arts and Sciences on the history of Irish Whiskey, with an emphasis on the political and economic impacts it had on the Irish War of Independence.

After graduating in 2020, Abbi went on to become a Lead Stylist and Social Media Manager for a luxury bridal boutique in Minneapolis, MN. Upon her relocation to Atlanta, Abbi found a passion for financial education and became a relationship banker with Truist Bank. During this time, she found a particular interest in financial planning and wealth management.

In her spare time, Abbi enjoys designing and constructing clothing, going to concerts with her husband Josh, and learning new languages.


Paces Ferry Wealth Advisors, LLC is a registered investment advisor with the U.S. Securities and Exchange Commission (“SEC”).  This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor.

5 Ways Charitable Giving Could Be Good for You

Discover the Power of Philanthropy

In a world that often seems consumed by self-interest, charitable giving is a beacon of hope that shines bright. While it may appear that the primary beneficiaries of charitable acts are those in need, the truth is that the act of giving itself can bring profound benefits to the giver – and we’re not just talking about tax advantages. Engaging in acts of charity goes beyond the simple act of writing a check or making a donation; it has the power to transform our lives. Here are five ways charitable giving could be good for you, reminding us that compassion has the ability to enrich our own well-being.

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High-Net-Worth Estate Planning: Tax-Efficient Tips

Tax-Savvy Moves to Protect Your Legacy

Estate planning is a critical aspect of financial management, especially if you are a high-net-worth individual. To optimize your financial legacy while complying with legal requirements, it is essential to consider tax-efficient strategies. By implementing effective high-net-worth estate planning techniques, you may minimize tax liabilities and ensure a smooth transition of wealth to future generations. Below, we will explore a comprehensive range of tips for tax-efficient estate planning that may help you maximize the preservation and distribution of your assets.

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