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Zachary Morris CFP® Guest Speaker at Kiwanis Club of Northside Atlanta

Written by Zachary Morris, CFP® on .

Zachary Morris CFP® was the guest speaker at the weekly Kiwanis Club of Northside Atlanta meeting on Thursday - July 14, 2022 - from 12:00 PM to 1:30 PM. The speaking engagement, sponsored by Fahed, was held at the 2nd Ponce de Leon Baptist Church - 2715 Peachtree Road NE, Atlanta, GA 30305. The Kiwanis Club of Northside Atlanta is one of the oldest and most respected Kiwanis Clubs in Georgia and they remain committed to the Kiwanis mission of changing the world, one child and one community at a time.

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Fitting Life Insurance into Your Retirement Plan

Written by Jeff Diamond on .

All Your Options for a Financially Secure Retirement

When it comes to planning for a financially secure retirement, most people focus on aspects such as their investments, retirement savings accounts, home equity, Social Security, and other assets that they’ll depend on to support their income needs in this phase of life. Too often, the role that life insurance plays in a retirement plan is overlooked. Below are a few questions to ask yourself concerning life insurance and retirement planning as you begin to consider whether you have the right coverage for your current situation and your long-term goals.

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CPE Lunch & Learn

Written by Zachary Morris, CFP® on .

We were honored to host the CPE Lunch & Learn at the Atlanta office of Hancock Askew & Co., LLP alongside our friends & partners at Clarity Capital Advisors, LLC. The Lunch & Learn included a fantastic discussion regarding the important role CPAs and accountants play in helping their clients sell their businesses. Special thanks to Steve Keaveney, John Stanier, Mary Roberts, and the entire Clarity Capital team.

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Does More Money Equal More Happiness?

Written by Zachary Morris, CFP® on .

It’s Not About the Material Goods, but Rather Financial Stability

Does more money equal more happiness? Well, you’ve probably heard the age-old adage, “Money can’t buy happiness,” but how true is that statement, really? When we think about it, we tend to focus on the luxuries that money can buy, like lavish vacations or expensive cars. However, an influx of cash provides something else that’s often overlooked – financial stability. When it comes to day-to-day happiness and peace of mind, financial stability goes a long way in decreasing our overall stress and freeing us from common worries.

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8 Ways to Build Wealth Over Time

Written by Jeff Diamond on .

You Need Vision, Discipline, and Patience to Achieve Your Financial Goals

Everywhere you look you can find get-rich-quick schemes that promise a shortcut to building wealth for anyone who believes them. Yet, more often than not, these schemes carry significant risk, and most investors who take them on end up losing money rather than making what they were promised. Instead of falling victim to these sorts of promises, focus on building your wealth with traditional, prudent methods. This requires smart wealth management skills, a comprehensive investment strategy, and a long-term mindset.

If you’re ready to be disciplined about building your wealth over time, check out the eight tips below.

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Does a Small Business Owner Need a Financial Advisor?

Written by Jeff Diamond on .

The Right Advisor Can Help You Boost Your Small Business Profit While Preparing for Retirement

As a small business owner, have you wondered whether you need a financial advisor? Most often, the answer is yes.

While there are certain parts of running a business that you can teach yourself as you go along, managing your business finances with little or no background may not be one of them. In fact, poor money management is one of the most common reasons businesses fail. If you’d like help with things like building a budget, developing a smart tax strategy, and fine-tuning your cash flow, it may be time to hire a financial advisor. Read on to learn about the benefits and how to choose the best advisor for you.

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Estate Planning Tips for Small Business Owners

Written by Zachary Morris, CFP® on .

What You Need to Know to Protect Your Greatest Asset

Estate planning for small business owners isn’t always at the top of the to-do list, but it’s one of the most important steps you should take to set up a legacy of success. It may feel overwhelming to think about what happens when you pass on, but it’s critical to have conversations now to ensure all your hard work doesn’t go to waste.

If you don’t have an estate plan, then your local state law will likely dictate where your business goes after you die. There are many things you can do now to prepare, from focusing on tax efficiencies to drafting up a solid will and estate plan, that will help you secure the proper transition of your company.

Read on for six smart estate planning tips for small business owners.

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Tax-Smart Strategies to Help Your Kids Pay for College

Written by Zachary Morris, CFP® on .

In the Face of Skyrocketing Education Costs, it Pays to Prepare

Even if they’re still quite young, it’s never too soon to begin planning strategies to help your kids pay for college in the future. Higher education is already expensive, and because college costs increase at about two times the rate of inflation each year, it will only get pricier as the years go by. Currently, it’s estimated that today’s toddlers – who will start college around 2038 – can expect to spend around $35,592.339 each year on tuition, fees, room, and board for an in-state public school. For kids who want to go to a private school, they can expect to spend around $81,470.95 yearly for the same.

Luckily, there are many financial aid opportunities, scholarships, and grants that can help your child cover college costs. In addition to these, there are also some key financial planning strategies that can make college costs a bit more manageable.

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Take These Financial Steps to Prepare for Your Post-Retirement Life

Written by Jeff Diamond on .

Four Ways to Level Up Your Retirement Readiness

Planning for retirement can feel overwhelming, especially if you happen to be getting a late start. However, it is essential to prepare your finances for retirement, especially as you enter your fifties and sixties, and have more clarity on what you want out of this next phase of your life. Use the three steps below as a roadmap to get started, or to help ensure your current retirement plan covers these essential areas.

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