AI, Explained Simply: What It Is, How It Works, and What People Get Wrong

In this episode, Zach Morris and Jack Metzger break down the AI stack from the top: what “artificial intelligence” actually means, how machine learning and deep learning fit together, and why tools like ChatGPT are best understood as probability engines – not “thinking” machines.

You’ll also hear a clear explanation of hallucinations, the risk of model collapse as AI-generated content floods the web, and why compute (GPUs vs. TPUs) is shaping the competitive landscape – plus what the AI arms race could mean for markets, chips, and the Magnificent Seven.

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Zachary Morris, CFP®

Having traveled to over 35 countries, Zach is a believer in Ralph Waldo Emerson’s statement that Life is about the journey, not the destination. Being a CERTIFIED FINANCIAL PLANNER™ provides Zach the opportunity to help clients define and realize their journey, and co-founding Paces Ferry Wealth Advisors, an independent firm, allows the freedom to define the client experience along the way.

AI, Explained Simply: What It Is, How It Works, and What People Get Wrong

Zachary Morris, CFP®

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