Tag: retirement strategy

5 Good Reasons Not to Get Long Term Care Insurance

Written by Zachary Morris, CFP® on December 5, 2025.

Long-term care insurance isn’t right for everyone. In fact, there are some situations where it might not make sense at all. We’re covering five reasons why you might not need long-term care insurance at all. If any of these reasons fit your life, you might actually be better off without a policy. Do you already have a policy that’s starting to feel like a burden? If so, learn how to reduce the costs without completely walking away.

Why a Pension Changes the Way You Should Plan for Retirement

Written by Zachary Morris, CFP® on September 30, 2025.

Are you planning to retire with a pension and want to make the most of it? Unlike 401(k)s or IRAs, pensions tout income for life. Knowing how to optimize your retirement benefits is crucial. Retirement planning goes beyond monthly checks.

Pension retirements are rare these days. How will you ensure stability, flexibility, and financial freedom? We’ll cover what most people don’t know about retiring with a pension.