Tag: pension planning

3 Big Risks When You Are Retiring With a Pension

Written by Zachary Morris, CFP® on February 12, 2026.

A pension can be an incredible benefit if you are lucky enough to have one. Pensions help with income, predictability, and peace of mind in retirement. While they provide stability, there are three hidden pension risks that can quietly erode your financial security. If overlooked, these risks could mean the difference between a surplus and running out of money too soon.

The good news is that none of these challenges is insurmountable. With the right type of planning, they can be anticipated and managed.

Why a Pension Changes the Way You Should Plan for Retirement

Written by Zachary Morris, CFP® on September 30, 2025.

Are you planning to retire with a pension and want to make the most of it? Unlike 401(k)s or IRAs, pensions tout income for life. Knowing how to optimize your retirement benefits is crucial. Retirement planning goes beyond monthly checks.

Pension retirements are rare these days. How will you ensure stability, flexibility, and financial freedom? We’ll cover what most people don’t know about retiring with a pension.