Podcast: Wealth Beyond Work Podcast

Most people spend years planning financially for retirement – but what if your health becomes the limiting factor?

In this episode, Zach Morris sits down with Dr. Hilary Lin of CareCore to explore the science of longevity, biological aging, stress, nutrition, and preventive medicine. They discuss the key biomarkers that matter most, why purpose and relationships can influence lifespan, and the practical habits that help people stay active, independent, and healthy for decades. If you want to maximize both your wealth and your health, this conversation offers a roadmap for building a longer, stronger, and more fulfilling retirement.

In this episode, Zach Morris breaks down some of the most common retirement and financial planning questions people quietly wonder about for years — from how much money you actually need to retire to when to claim Social Security, Roth conversions, portfolio risk, withdrawal strategies, and more. Rather than focusing on one-size-fits-all answers, this conversation explores how taxes, spending, investing, healthcare, and lifestyle decisions all work together in retirement planning. If you want more clarity and flexibility heading into retirement, this episode provides a practical framework for thinking through the decisions that matter most.

Work with us: https://info.pacesferrywealth.com/learn-about-us

Send in questions for Q&A Episodes: connect@pacesferrywealth.com

Planning for a loved one with special needs goes far beyond setting money aside. In this episode, Zach Morris sits down with Adam Earl of National Care Advisors to break down how special needs trusts work – and what can go wrong if they’re not structured properly.

They explore how to protect access to critical public benefits, the true lifetime cost of care, and why trustees need more than good intentions. This conversation highlights the hidden complexities families often overlook and how thoughtful planning can make a lasting difference in care and quality of life.

Contact National Care Advisors: (800) 652-7404

Email our guest Adam Earl: aearl@nationalcareadvisors.com

Download “Retirement By Design”: https://info.pacesferrywealth.com/wbw

Learn about Paces Ferry Wealth Advisors: https://info.pacesferrywealth.com/learn-about-us

Approaching Medicare can feel overwhelming – but it doesn’t have to be. In this episode, Zach Morris sits down with Cole Craven of Move Health to break down the essentials: who qualifies, what each part actually covers, and how to avoid costly gaps and lifelong penalties.

They unpack the critical decisions around Parts A, B, C, and D, the hidden 20% cost exposure many overlook, and the key differences between Medicare Supplement and Advantage plans. If you’re nearing 65 or planning ahead, this conversation brings clarity to one of retirement’s most important decisions.

Oil prices just saw their largest one-week surge in history, but the real story goes far beyond headlines. Zach Morris sits down with Jack Metzger of Paces Ferry Wealth Advisors to break down the true drivers behind the spike, including a little-known insurance crisis halting global oil flows. From the Strait of Hormuz disruption to inflation, LNG, and second-order effects on industries like semiconductors, this episode unpacks what’s happening now, and what to watch next in the global energy market.

Download “Retirement By Design”: https://bit.ly/4bBIID1

Learn about Paces Ferry Wealth: https://bit.ly/41iwQkI

Tax credits can reduce what you owe dollar for dollar, and are increasingly accessible to high net worth investors seeking efficient tax strategies. CPA John Carson joins Zach Morris to break down how tax credits differ from deductions, how film credits are created and sold, and what documentation supports a clean and compliant transfer process. They also discuss how recent law changes expanded the transferability of federal renewable energy credits, making them more widely available and often simpler than traditional partnership-based structures.

Contact John Carson: Phone: (404) 520-8826 Email: john@armaghcapital.com

Learn how to work with Paces Ferry Wealth Advisors: https://info.pacesferrywealth.com/learn-about-us/

Download our free guide “Retirement by Design”: https://info.pacesferrywealth.com/wbw/

In this episode, Zach Morris and Jack Metzger break down the AI stack from the top: what “artificial intelligence” actually means, how machine learning and deep learning fit together, and why tools like ChatGPT are best understood as probability engines – not “thinking” machines.

You’ll also hear a clear explanation of hallucinations, the risk of model collapse as AI-generated content floods the web, and why compute (GPUs vs. TPUs) is shaping the competitive landscape – plus what the AI arms race could mean for markets, chips, and the Magnificent Seven.

Download your free 20-page guide “Retirement by Design”: https://bit.ly/4rB1Wz1

Learn about Paces Ferry Wealth Advisors: https://bit.ly/4tnOSyR

Retiring before 65 can be financially achievable—until health insurance becomes the wildcard. Zach Morris sits down with Cole Craven of Move Health to break down the real options for early retirees: COBRA, Affordable Care Act (ACA) marketplace plans, retiree health coverage, off-marketplace private plans, and healthcare sharing programs. They unpack how income drives ACA subsidies through MAGI, why the 400% federal poverty level “cliff” matters, and how cost-share reductions can lower deductibles and out-of-pocket exposure. If you’re within a few years of retirement, this episode helps you plan ahead with clarity.

For your custom healthcare analysis, send an email to: connect@pacesferrywealth.com

Learn more about PacesFerry Wealth Advisors: https://info.pacesferrywealth.com/learn-about-us

Download “Retirement by Design”: https://www.wealthbeyondwork.com/retirement

In this crossover episode from our YouTube channel, Zach Morris breaks down how smart tax planning, strategic IRA withdrawals, and Social Security claiming decisions can dramatically impact your retirement income. He walks through qualified distributions, Roth conversion strategies, Social Security timing, and spousal benefit coordination, showing how intentional choices today can have the potential to reduce future taxes and increase long-term confidence. By understanding these moving pieces before retirement, you can avoid costly mistakes and create a clear, sustainable plan for the decades ahead.

Download your free 20-page guide “Retirement By Design”: https://www.wealthbeyondwork.com/retirement

Learn about how to work with Paces Ferry Wealth Advisors: https://info.pacesferrywealth.com/learn-about-us

Retirement coach Joe Casey joins host Zach Morris to explore what truly drives fulfillment after leaving full-time work. Drawing on decades of executive coaching and gerontology research, Joe outlines the four core pillars—health, relationships, lifelong learning, and fun—that shape a meaningful next chapter. He shares common mistakes, insights from his coaching practice, and why experimentation is essential before and after retirement. Joe also discusses phased retirement, identity shifts, and how to design a purpose-driven “portfolio life.” A concise, practical conversation for anyone preparing for their next stage.

Get in touch with Joe: https://www.retirementwisdom.com/

Email: joec@retirementwisdom.com

Download your Guide: “Retirement By Design” : https://www.wealthbeyondwork.com/retirement

Learn how to work with Paces Ferry Wealth Advisors: https://info.pacesferrywealth.com/learn-about-us/